Terms of Use

Effective Date: July 2025

1. Operator

This website is owned and operated by an individual named Martina Kostadinovska. The website is not a registered company or legal entity. All payments are securely processed through our authorized reseller, ClickBank.

2. Description of Service

We provide digital content such as guides, templates, and informational materials that help users navigate administrative or legal processes. All products are digital and delivered via email or downloadable link after purchase.

3. Payments

All payments are processed securely through ClickBank, our Merchant of Record. You will see "CLICKBANK" on your bank statement. ClickBank also handles billing support and payment issues.

4. Refund Policy

If you are not satisfied with your purchase, you may request a full refund within 30 days of the purchase date. To request a refund, please contact ClickBank support:

https://support.clickbank.com/hc/en-us/articles/220382507-Requesting-a-Refund

5. User Responsibilities

• Do not misuse or redistribute our content.
• Use the information provided only for personal and lawful purposes.

6. Intellectual Property

All content sold or displayed on this site is the intellectual property of Martina Kostadinovska. Reproduction or resale is strictly prohibited without permission.

7. Limitation of Liability

We are not liable for any indirect or incidental damages. All materials are provided "as is" without guarantees of outcome.

8. Changes to Terms

We may change these terms at any time. Any updates will be posted on this page.

9. Contact

If you have any questions, please contact:

Name: Martina Kostadinovska

Email: martinakostadinovska0@gmail.com